Click here to view it. Be especially wary of shipping costs from auction sites. Keep a record of all of your purchases so that you can compare your receipts to your bank statement. Some websites ask that you create an account; some give you a choice whether you want an account and some allow you to buy items without creating an account.
You should receive an email confirming that your order has been received. Retailers often send a second email once an item has been posted. Signwithin has produced this great guide on Tips for Safe Online Shopping and we highly recommend following this infographic to make sure you protect yourself from identity fraud and online theft.
Click here to view it. Could your workplace do with developing its digital skills? With funded membership opportunities currently available, now is the perfect time for organisations to join our Digital Champions Network. Copyright Digital Unite.
What we do Why us? Our clients News and views Guides Get in touch. Breadcrumb Home Technology guides Government services shopping banking Online shopping Internet shopping: Follow these step-by-step instructions to learn how to buy online Step 1: Find an item you like using Google shopping If you click on one of the suggested items you will see product details as well as details of the sellers available.
Searching for and buying a product from a website A new page will open, taking you to the website. Adding a product to your basket Many websites let you have a closer look at the product by hovering your mouse over the image.
Continue shopping or buy your product You now have two choices either to Continue Shopping if you wanted to buy other items from this website or to click on Go To Cart and pay for the item you have chosen. Checkout and pay To pay for your item click on the Checkout button. If you intend using a site that gives you a choice on a regular basis then signing up for an account will make paying for items much quicker as your basic information is stored Step 8: Create an account before you buy On this website you have to create an account in order to buy your item.
Finalise checking out You will need to complete all the boxes marked with an asterisk such as your email, name and address. Although it makes it very convenient to make repeat purchases, it is worth unchecking any option that lets the retailer store your credit card details on file.
This way if your account is compromised, at least your financial details are not revealed. Apart from the tips outlined above, there are a few things to be aware of when shopping on a mobile device. Set a password, pattern or PIN lock on your smartphone, and adjust the settings so the screen locks automatically after a set period of inactivity. The vendor's own app might be a convenient way to make a purchase, but find out if it is using a secure connection to transmit your personal information and transaction details.
If unsure, it's best to use the website through a mobile browser. Turn off Bluetooth if you are not using it, and check what permissions applications are asking for before you install them. Also, jailbreaking or rooting your device may open up more features but it can leave it more open to threats.
Finally, if you lose your device and it has personal information on it such as credit card info, or you left it logged in to an account which has access to your credit card or bank details, make sure you can remotely wipe and disable your device. Android users can use Google's Android Device Manager to remotely lock and erase the handset or tablet.
Windows Phone owners can use the Find My Phone feature on windowsphone. Take into account shipping, sales tax and any other taxes or charges that might apply, especially when importing goods from overseas. Product doesn't suit or you need to get a refund? Check the retailer's policies before making the purchase to work out if you need to cover return costs and any extra fees or charges you need to pay. It's also worth shopping around to find the best deal on the same product.
Don't just assume your favourite online retailer is always going to have the best price, as you might be able to find a better deal elsewhere. Your first port of call if something goes wrong with an online transaction should be the retailer. If you need to report identity theft or fraud, each country has a local service where you can report the issue. If something looks suspicious, it probably is. If you aren't looking for specific items but want to stay informed about the latest deals on products that interest you, these are great services.
If you start to feel pressured into a purchase or you feel that the deal may be too good to be true, trust your instincts and avoid the sale. There are plenty of people who offer get-rich-quick schemes and "life-changing" products, but these should all be met with a hefty dose of skepticism. Always read reviews of the seller and the product before making any purchases. Note the shipping costs. Even if you find an amazing deal on an item, it might be offset by what you have to pay to ship it.
If the shipping costs are outrageous, ask yourself if it's worth paying to ship as opposed to getting it from the store downtown. Compare the costs of different shipping methods. If you don't need it immediately, you could save yourself a lot of money by picking a slower shipping method. Be especially wary of shipping costs from auction sites. These are set at the discretion of the seller, and unscrupulous senders may hike up shipping to take advantage of customers.
Buy multiple items to minimize shipping. If you are purchasing multiple items, try to do so all from the same vendor, and in one purchase. Most vendors will group these into one shipment and many will ship for free over a certain purchase amount. Avoid refurbished items if possible.
Refurbished items are often sold for close to the amount of a new one, but have been repaired to be resold. While you may be able to find good deals this way, avoid it if possible. If you are going to be buying refurbished, check the warranty and ensure that the coverage is good in case it fails again.
Read the return policy. One of the biggest differences between buying from a brick-and-mortar store and an online retailer is dealing with returns. Make sure that the retailer you are buying from has a comprehensive return policy, and that you understand what you will be responsible for. Many retailers charge restocking fees to process returns. This may be taken out of the amount returned to you.
Search for coupon codes. Many retailers will have a field where you can enter promotional codes. These may be store-wide discounts or special deals on specific products. Before you make you purchase, do a web search for coupon codes for that retailer and input any that you find that are relevant to your purchase. Check the site's security. Any site that you make a purchase on should have a padlock icon next to the address when you are in the checkout process. This ensures that your information is encrypted as it is transferred to the Amazon servers, which prevents thieves from being able to read the data.
If you don't see the padlock icon, do not purchase from that website. Secure sites will also have "http s:
Mar 01, · How to Shop Online Safely. Two Parts: Keeping Your Information Safe Finding a Secure Website Community Q&A. Online retail has made shopping easier than ever, but it has also increased the likelihood of your private information ending up in the hands of the wrong person. The security of online purchases has advanced with the pace of online sales%(11). Jan 17, · Recently, new ways to save money while shopping online have grown tremendously in popularity. Shoppers have traditionally shopped through a retailer, filled an online shopping cart and then paid. Another way is to shop through an online auction site and bid against other shoppers for items. How to Shop Online. Three Parts: Finding the Perfect Product Buying Smart Staying Secure Community Q&A. Are you tired of driving to the mall and fighting the crowds just to get the things you want and need? Online shopping has become a massive industry, and is more secure than ever.